How To Use Zeepay To Send And Receive Money In Ghana

If you are looking to find out how to use Zeepay then you are in the right place. Now for those of you who don’t know what zeepay is, I will explain in a bit.

Zeepay managed by Zeepay Ghana Limited is a mobile financial services company focusing on providing integrated mobile payment services with mobile wallets targeting the unbanked and banked population to make the use of financial stream convenient and easing payments and collections for the population.

Zeepay is a simple, convenient, fast, affordable, and electronic wallet service that allows customers to easily store, send, and receive money. This digital wallet enables you to store your money but with even more reliable features and security.

Here Is How To Set Up Zeepay In Ghana

First of all, you need a mobile phone with internet connection.

  1. Download the Zeepay app on the Google Play Store
  2. Self-register following the prompts.
  3. You will receive a one-time PIN (OTP) to activate your account
  4. Set your four-digit PIN which will be required to authorize every activity on your Zeepay wallet.


1. Dial the USSD short code *270# and follow the prompts.

You can also visit any Zeepay mobile money merchant to register.

What you will need to register:

  • Full (legal) name, exactly as it appears on your photo ID
  • Date of birth
  • A valid photo ID issued (passport, Voters ID, driver’s license, NHIS or Government-issued ID)
  • Full residential address and proof of residential address
  • Email address (if available)
  • Your mobile telephone number, which will be your Zeepay Wallet number
  • GPS/ digital address (optional)

Once registered and all is set up,

1. You can load money into your mobile money wallet at any Zeepay mobile money merchant by paying cash.

2. Or you can transfer e-value from any other mobile money wallet or link your mobile money wallet to your bank account.

  • There are many other ways to use and withdraw money with your deeply:

1. Generate a one-time password and key in at an ATM for cardless withdrawal

2. You can also transfer the funds to a third-party network for your family and friends.

How To Receive Money Via Zeepay

1. You will need the 10-digit MTCN reference number along with a valid national ID.

This 10-digit reference number will be sent to you via SMS by Zeepay

2. Once at the bank you request a Zeepay cash pick up form.

Fill out the form and proceed to access your funds.

3. You will need to show the teller any of the acceptable national ID cards i.e. Passport, Voter’s ID card, SSNIT card, or Driver’s License.

4. Once all this is done, you can go on to get your funds and enjoy it freely!

What makes Zeepay so secure and Reliable?

  • On Zeepay, you can do a mobile money reversal. (This is when funds transferred into a mobile wallet are returned to the sender)
  • A reversal can occur when a sender sends funds into a wrong active mobile wallet or an inactive mobile wallet. (So see, with Zeepay, all inconveniences can be sorted out easily!)

It is free to maintain your Zeepay mobile money wallet. Charges are only applied to transactions you perform. The Zeepay mobile money service is available to all mobile network users as long as you have a sim, you can get a wallet with Zeepay.